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Tasks

About Us: Mercedes-Benz Financial Services, part of the general company Mercedes‑Benz Mobility AG, is the captive financing and mobility solutions company of the global luxury automobile manufacturer, Mercedes‑Benz AG. We offer a comprehensive range of automotive financial and insurance products that make it easy for our customers to drive their dream Mercedes‑Benz vehicle.

Why work at Mercedes‑Benz Financial Services? Working at Mercedes‑Benz Financial Services is more than a job – it’s an opportunity to join an innovative team where you are valued for your contributions. As an employee, you will experience career development in a positive, employee‑centric environment. We’re a global company that not only offers best‑in‑class products to our customers but also best‑in‑class benefits to our employees. Our employees experience a comfortable, friendly environment and relaxed, inclusive culture.

Benefits

When working at Mercedes‑Benz Financial Services, you will enjoy a comprehensive and amenity‑rich benefits package offering something for every employee at each stage of their life.

As a new employee, you will have the opportunity to take advantage of the following benefits that go beyond – beginning day one:

- Competitive salary plus an annual bonus based on company performance and/or personal yearly performance.
- Vacation time plus fifteen (15) additional corporate holidays, which will allow you to celebrate religious holidays or escape to the spa. Designed to be flexible, we let you decide which days are most important to you.
- Eligible for the Mercedes‑Benz Employee Lease Program.
- Outstanding medical, dental, and vision insurance, employer‑paid short and long term disability, plus on‑site exercise facilities.
- Paid Family Leave Programs – Six Weeks for New Parents; Adoption Expense Reimbursement Programs – up to $6k per child.
- Tuition Assistance Scholar Program – receive up to $8k in vouchers to complete business‑related coursework (Up to $6k for undergraduate,



$8k for graduate).

Job Overview

Develop, implement and monitor statistical analytical tools and systems, with a focus on the acquisitions and collections process. This data‑centric role aims to analyze and solve problems by employing expertise from various disciplines, such as statistics, mathematics, and machine learning, in support of well‑defined business goals. Participate in global Risk Management projects to ensure that best practices are utilized as it pertains to scoring and pricing quantification. The position may require IC compliance activities as applicable.

Responsibilities

- Perform in‑depth data quantitative analysis (e.g., machine learning, advanced analytics, text mining, pattern recognition) from multiple data sources using a variety of tools; analyze data systems and sets to discover new insights; apply findings to develop risk‑based collection and recovery strategies (20%).
- Data extraction, cleaning and validation for ad hoc analyses, reporting and model development (20%).
- Provide data‑centric consulting to internal customers to guide strategic business decisions (20%).
- Test, implement and document internally developed machine‑learning models, while adhering to DFS policies, procedures and processes (15%).
- Internally develop, test, implement and document new collection and/or recovery scoring models, generate quarterly monitoring reports (10%).
- Work with external vendors to test, implement and document new collection and/or recovery scoring models and vendor products, generate quarterly monitoring reports (10%).




- Evaluate and develop expertise in emerging analytics techniques, tools and methodologies (5%).

Qualifications

Applicants must be legally authorized to work in the U.S. at the time of application. Relocation assistance will be provided for this position. The position requires a minimum of 5‑8 years of overall work experience. Preferred experience includes:

- Business – 3‑5 years.
- Collections – 1‑2 years.
- Credit – 1‑2 years.
- Finance – 1‑2 years.
- Risk Management.

Education: Bachelor's Degree is required; Master’s Degree is preferred. Recommended majors include data science, quantitative social science, computer/information science.

Additional Knowledge:

- 3‑5 years’ experience in Finance, Controlling or relevant analytical positions.

Skills

- Analytical skills – ability to collect data and establish facts, identify trends and variances.
- PC skills – Microsoft Office.
- Presentation skills.
- Problem‑solving skills.

Additional Skills

- Technical finance or analytical/statistical background and awareness of risk management and automotive financial services concepts.
- Experience in database design with expert knowledge of SQL (SAS or similar programming language preferred) and MS Office.
- Experience in the use of Python and machine‑learning techniques applied to risk modeling is a plus.
- Strong written and verbal communication skills necessary to interact with multiple stakeholders at all levels of the organization.
- Experience participating in cross‑departmental projects, and credit decision engine is highly desirable.

Recommended Prerequisites

- Retail Credit, Collections, financial analyst, risk management.

Mercedes‑Benz Financial Services offers competitive salary, performance‑based bonuses and a full suite of benefits including 401(k) with match, generous vacation and personal time, a Mercedes‑Benz car program as well as flexible work arrangements.

EEO/Minorities/Females/Disabled/Vets

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📌 Sr. Decision Scientist - Risk and Data Analytics Atlanta, One Mercedes-Benz Drive Start from: i[...]
🏢 Daimler
📍 Mercedes