We are hiring a full-time MCA Accountant to manage the day-to-day accounting and financial operations of a US-based Merchant Cash Advance (MCA) company. This role is focused on full-cycle accounting, including bookkeeping, journal entries, bank reconciliations, merchant payment tracking, and month-end closing. You’ll work directly under the CFO, taking ownership of the company's accounting records and ensuring all transactions are accurately recorded and reconciled.

The adecuado candidate has a strong accounting background, understands receivables and financing transactions, and is extremely detail-oriented.

Experience in MCA, alternative lending, or commercial finance is strongly preferred. Full-time. Fully remote. Must be ENGLISH-SPEAKING.

Hours: 9am–5pm EST.

Key Responsibilities - Manage daily bookkeeping and accounting operations using QuickBooks Online, ensuring all financial records are accurate and up to date.

- Prepare and post journal entries for funding transactions, merchant payments, fees, commissions, expenses, and other financial activities.
- Complete the monthly accounting close process, including adjusting journal entries, reclassifications, and profit recognition for individual deals.
- Reconcile bank accounts, general ledger accounts, balance sheet accounts, and fee income accounts.
- Monitor incoming merchant payments, deposits, and ACH transactions, ensuring each payment is correctly identified and allocated to the appropriate merchant account.
- Reconcile merchant balances, purchased receivables, and MCA portfolio balances between QuickBooks and the company's Salesforce CRM.




- Accurately allocate merchant payments, fees, and management fees across syndicators.
- Maintain accurate records of outstanding receivables, funding transactions, and merchant payment activity.
- Prepare monthly financial statements and support the CFO with financial reporting.
- Handle UCC lien filing administration and tracking, following established procedures and filing requirements. Training can be provided.
- Monitor accounting activity across QuickBooks and Salesforce, identifying discrepancies and ensuring financial information remains consistent between systems.
- Maintain organized accounting records and supporting documentation for all transactions.
- Proactively identify and resolve accounting discrepancies, escalating issues to the CFO when necessary.
- Take ownership of the accounting process, ensuring daily and monthly entries are completed accurately and on time.

Key Qualifications

- 3+ years of experience in accounting, bookkeeping, or financial operations, with hands‑on experience managing full-cycle accounting.
- Strong understanding of general ledger accounting, journal entries, bank reconciliations, and month-end closing procedures.
- Experience in Merchant Cash Advance (MCA), alternative lending, factoring,



commercial finance, or a similar financing environment strongly preferred.
- Advanced proficiency in QuickBooks Online, including journal entries, reconciliations, and financial reporting.
- Strong understanding of receivables, payment allocation, and financial transactions.
- Experience preparing financial statements, including Profit & Loss statements and balance sheets.
- Strong Excel or Google Sheets skills, including working with large datasets and reconciling financial information.
- Extremely detail‑oriented, with the ability to identify discrepancies and maintain accurate financial records.
- Proactive and independent, with the ability to take full ownership of accounting responsibilities without constant supervision.
- Strong written and verbal English communication skills.
- Ability to meet strict accounting deadlines while maintaining accuracy.
- Comfortable handling confidential financial information with discretion.
- Must own and be able to use a working computer with high‑speed internet.
- MUST BE ENGLISH-SPEAKING Nice to Have:
- Direct experience handling accounting for a Merchant Cash Advance company.
- Familiarity with Salesforce or other CRM systems used in lending and financial services.
- Experience reconciling MCA portfolios, purchased receivables, and syndicator allocations.
- Previous experience filing and tracking UCC liens.
- Experience working directly under a CFO or senior finance executive.
- Familiarity with accounting processes involving high volumes of daily financial transactions

📌 MCA Accountant (Argentina)
🏢 Digital Executive
📍 Argentina