Description
:
This job is responsible for overall portfolio or product set performance and asset quality and may include credit approval authority. Key responsibilities include focusing on but not limited to credit, market, and reputational risk; as well as adherence to credit risk policies and external/internal reporting, including but not limited to Top of House (TOH) and Line of Business (LOB) specific reports or regulatory related reporting. Job expectations include having detailed knowledge of regulatory issues and providing expertise on highly complex transactions to business/support partners.Responsibilities:
Sets or oversees the ongoing management of risk parameters and guardrails for credit risk while ensuring adherence to risk appetite/limits, and actively inspects and/or designs risk scenarios to implement decisions Supports or oversees the credit approval process and therefore is accountable for overall portfolio performance and asset quality, including underwriting, structuring and monitoring tasks Conducts analysis,



inspects and/or develops credit risk reporting for specific products, and monitors and reports on key indicators for changes in credit quality to communicate to senior management Sets or oversees adherence to policy and standards and ensures first line credit officers and managers are appropriately performing due diligence that the risk is within the bank's defined risk appetite, using knowledge of stress testing and its applicability to credit risk Monitors for adherence to industry risk governance, as well as monitoring for potential operational, reputational and market risk issues Identifies risks early that could impact the assigned portfolio and coordinates with business counterparts to resolve portfolio issues Translates and manages plans of action to achieve a goal across varying audiences Position requires knowledge and experience with an affordable housing loan portfolio and tax credit investment product set, especially Low Income

📌 Credit Risk Manager (San Rafael)
🏢 Bank of America
📍 San Rafael