We are hiring a full-time MCA Accountant to manage the day-to-day accounting and financial operations of a US-based Merchant Cash Advance (MCA) company. This role is focused on full-cycle accounting, including bookkeeping, journal entries, bank reconciliations, merchant payment tracking, and month-end closing. You’ll work directly under the CFO, taking ownership of the company's accounting records and ensuring all transactions are accurately recorded and reconciled. The idóneo candidate has a strong accounting background, understands receivables and financing transactions, and is extremely detail-oriented. Experience in MCA, alternative lending, or commercial finance is strongly preferred. Full-time. Fully remote. Must be ENGLISH-SPEAKING.
Hours: 9am–5pm EST.
Key Responsibilities
- Manage daily bookkeeping and accounting operations using QuickBooks Online, ensuring all financial records are accurate and up to date.
- Prepare and post journal entries for funding transactions, merchant payments, fees, commissions, expenses, and other financial activities.




- Complete the monthly accounting close process, including adjusting journal entries, reclassifications, and profit recognition for individual deals.
- Reconcile bank accounts, general ledger accounts, balance sheet accounts, and fee income accounts.
- Monitor incoming merchant payments, deposits, and ACH transactions, ensuring each payment is correctly identified and allocated to the appropriate merchant account.
- Reconcile merchant balances, purchased receivables, and MCA portfolio balances between QuickBooks and the company's Salesforce CRM.
- Accurately allocate merchant payments, fees, and management fees across syndicators.
- Maintain accurate records of outstanding receivables, funding transactions, and merchant payment activity.
- Prepare monthly financial statements and support the CFO with financial reporting.
- Handle UCC lien filing administration and tracking, following established procedures and filing

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