We are seeking a Product Owner to join a leading automotive financial services provider undergoing a multi-year digital transformation to deliver best-in-class financial products through modern cloud-native systems. The organization has established a comprehensive transformation office with defined product organization, technical delivery systems, and architectural guidelines. The client has adopted a GCP cloud-first strategy and follows SAFe methodology for enterprise-scale agile delivery.

This transformation impacts both commercial and retail customers across the U.S. and Canada, modernizing how millions of customers finance vehicles and related assets.

Responsibilities - Define, maintain, and prioritize the vision, strategy, and backlog for core auto finance domain data products (e.g., Credit Application, Underwriting Decisions, Contract Booking, Loan Servicing Ledger, Collections & Delinquency, Lease-End Remarketing) - Translate complex auto lending and leasing business rules (e.g., dealer reserve calculations, net payoff formulas, interest accrual, vehicle depreciation) into technical requirements, user stories, and acceptance criteria - Partner with engineers and architects to apply Domain-Driven Design (DDD) principles, establishing bounded contexts and domain schemas that accurately reflect core lending operations - Author, negotiate, and enforce formal Data Contracts (defining schema, semantic definitions, refresh rate, SLAs/SLOs, and operational fitness) between producing domain teams and downstream consumers - Establish, monitor, and refine Service Level Indicators (SLIs) and Service Level Objectives (SLOs) for data freshness, accuracy, and completeness, implementing automated alerting and corrective protocols - Track observability dashboards (schema drift, latency, null rates) and utilize telemetry from the Enterprise Data Catalog to ensure data product health - Operate within the SAFe (Scaled Agile Framework) as an active agile team member - Participate in sprint ceremonies, including sprint planning, backlog refinement, daily stand-ups,



and release planning to align delivery iterations - Co-author domain OKRs and key results, aligning product delivery metrics with strategic enterprise transformation outcomes - Collaborate with engineering, architecture, BI, risk modeling, and financial reporting teams to migrate legacy mainframe pipelines to decentralized, cloud-native domain data products - Facilitate enablement workshops for analysts and business users, helping downstream consumers transition from legacy ETL/warehouse queries to self-serve Data Mesh consumption - Ensure data products comply with federated governance guidelines, regulatory mandates (FCRA, GLBA, GDPR/CCPA), and security policies, including PII masking, data lineage tracking, and role-based access control (RBAC) Requirements - 5+ years of experience in product management, data management, or a related field - Expertise in Data Mesh, Domain-Driven Design (DDD), and Data Contracts - Proficiency in the modern data stack, including Databricks, Snowflake, and dbt - Skills in SQL and Database DDLs - Knowledge of Kafka, Event-Driven Architecture, and Avro/JSON schemas, along with familiarity with REST APIs - Background in data governance and observability, including Enterprise Data Catalogs and observability dashboards (monitoring latency, schema drift, null rates) - Understanding of GCP services such as Cloud Run, Cloud Functions, Pub/Sub, and BigQuery - Competency in Jira and SAFe (Scaled Agile Framework) - Familiarity with regulatory mandates, including FCRA, GLBA, and GDPR/CCPA - Capability to translate complex auto lending and leasing business rules into technical requirements and user stories We offer - International projects with top brands - Work with integral teams of highly skilled, diverse peers - Healthcare benefits - Employee financial programs - Paid time off and sick leave - Upskilling, reskilling and certification courses - Unlimited access to the LinkedIn Learning library and 22,000+ courses - Global career opportunities - Volunteer and community involvement opportunities - EPAM Employee Groups - Award-winning culture recognized by Glassdoor, Newsweek and LinkedIn

📌 Product Owner (Argentina)
🏢 EPAM Systems
📍 Argentina