About the role
You will join a cross-functional team — product, treasury, operations, and engineering — to design and evolve a multi-country, multi-rail payments and credit platform. This is a senior, strategic role where you will define target-state architecture across card acceptance (CP + CNP), payment orchestration, regulatory compliance, alternative rails, and direct bill/credit lifecycle automation, while shaping vendor strategy and providing technical leadership across the organization.

What you will do:
Payments Architecture
- Define multi-acquirer and multi-region connectivity strategy (US, EU, LATAM)
- Evaluate PSP vs. traditional acquiring vs. hybrid models
- Establish tokenization strategy (network tokens, processor tokens, vault ownership)

Orchestration & Routing
- Architect an orchestration layer with intelligent routing, soft-decline retry, SCA exemption management, and failover strategies
- Build an abstraction layer to onboard new countries or acquirers
- Support non-standard rails: fuel cards, fleet cards, specialized billing instruments

Compliance




- Lead PSD2 / SCA / 3DS 2.x architecture
- Implement stored credential frameworks and MIT handling
- Optimize PCI DSS scope; maintain Visa and Mastercard scheme alignment

Billing & Credit Models
- Architect fuel card integrations and the full direct bill lifecycle (approval → billing → collections → settlement)
- Support blended payment models (card + invoice + ACH) and post-service adjustments

Cross-Functional
- Partner with Treasury on settlement, reconciliation, and FX strategy
- Lead vendor evaluations (Elavon, Adyen, Stripe, orchestration providers)
- Define KPIs: auth rates, decline recovery, SCA success, cost per transaction

What you bring:
- 10+ years in payments architecture, fintech, or financial infrastructure
- Experience with a traditional acquirer (Elavon, Fiserv, Worldpay), integral PSP (Stripe, Adyen), or in-house gateway build
- Deep knowledge of CP/CNP flows, SCA/3DS 2.x, stored cre

📌 Senior Solutions Architect – Global Payments Platforms (Argentina)
🏢 AspenView Technology Partners
📍 Argentina